Life insurers may also offer life insurance linked in with other types of protection. For example, an insurer may offer a term insurance that also includes critical illness insurance or income protection. You can find out more about these types of cover.
Waiver of premium means that if you are unable to work because of illness or disability, the insurer will pay the premiums for you. There is an initial waiting or deferred period of three to six months after such an event occurs, and an extra premium is charged for this benefit.
Many insurers will offer free trust wordings to enable you to leave the policy to beneficiaries on your death. We can advise you on how this might benefit you.Last Updated
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The right life insurance policies for you
